Finfident: Simplifying Home Loans with Confidence

Calculator

How much equity can I use?

Work out how much equity you could access for a renovation, an investment property or to consolidate debts.

$
$
Borrow up to
Usable equity (estimate)$0
Total equity
Maximum lending at this LVR
Current LVR

Usable equity = property value × LVR limit − loan balance. Lenders use their own valuation and must also be satisfied you can afford the larger loan.

Important information

Calculator results are estimates for general guidance only. They're based on the information you enter and the calculator's assumptions, and don't take into account all of your personal circumstances, financial commitments or lender eligibility criteria.

These tools are for illustration only. They aren't financial advice, a quote, an offer of credit or a pre-approval, and shouldn't be relied on when making property or finance decisions. Calculation assumptions and system updates can affect accuracy.

Before you commit to a loan or make an offer on a property, talk to a Finfident broker for an assessment of your situation and a formal assessment from a lender. Interest rates shown are examples only. Lending criteria, fees and charges apply.

Finfident Finance Brokers isn't liable for any loss arising from reliance on these calculators. Always get professional advice for decisions that affect your financial wellbeing. Finfident Finance Brokers (ABN 94 679 280 801) is Credit Representative 569374 of Outsource Financial Pty Ltd, Australian Credit Licence 384324.

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