Free home loan handbooks
Plain-English guides written by our brokers. Download any handbook free, read it on your phone or print it out.
First Home Buyer Handbook 2026
Deposits, the 5% Deposit Scheme, Help to Buy, saving through super, hidden costs and a step-by-step checklist.
The Refinancing Handbook
When to switch, what it costs, what to do when your fixed rate ends, and how to stop paying the loyalty tax.
How to Avoid a Declined Home Loan
What lenders check, why applications fail, credit scores, living expenses and the documents to have ready.
LMI & Low Deposit Guide
How lenders mortgage insurance works and the legitimate ways to pay less, or none at all.
Property Investor's Finance Handbook
Using equity, interest-only loans, gearing, cross-collateralisation and building a portfolio lenders will back.
Self-Employed & Specialist Borrower Guide
Low doc, contractors, new permanent residents, visa holders and older borrowers.
Pay Off Your Mortgage Sooner
Offsets, extra repayments, fixed vs variable, split loans and building a buffer.
Handbooks are general information only and don't take into account your objectives, financial situation or needs. When you download a handbook we'll send it to you and may follow up once to see if you have questions. We never share your details. See our privacy policy.