Learnings
169 plain-English guides, market updates and videos from our brokers on buying, refinancing, investing, commercial property and business finance.
Videos
Short videos from our brokers explaining home loans in plain English.
SMSF & Trust LendingSMSF Property Loans After 10 August 2026: What's Changed and What Hasn't
New SMSF loans can now only buy business real property. Existing SMSF loans, refinancing and commercial SMSF lending are unaffected. Here's what it means for you.
Rates & MarketStruggling With Mortgage Repayments? Your Options and Free Help
If rising rates have made your mortgage hard to manage, act early. Here are your options, from hardship arrangements to refinancing, plus free help available.
Rates & MarketSydney Property Prices Are Falling: What Buyers and Owners Should Know
Sydney home values are down 7% over the year to September 2026. What's driving the fall and what it means for first home buyers, upgraders and owners.
Local GuidesBuying a Home in Batemans Bay: A Local Broker's Guide
Buying in Batemans Bay or the Eurobodalla? Local tips on schemes, insurance, flood and bushfire checks, holiday homes and lenders who know the South Coast.
First Home BuyersThe Hidden Costs of Buying Your First Home
Your deposit isn't the only cost. The upfront and ongoing costs of buying a home in Australia, from stamp duty and conveyancing to strata levies and insurance.
Borrowing & ApprovalWhy Home Loans Get Declined (and How to Avoid It)
The most common reasons home loans are declined in Australia, from serviceability and credit issues to valuations, and what to do if it happens to you.
First Home BuyersFamily Home Guarantee: How Single Parents Can Buy With 2%
The Family Home Guarantee helps eligible single parents and guardians buy a home with a 2% deposit and no LMI. Here's who qualifies and how to apply.
InvestingInvestment Property Tax Deductions: What You Can and Can't Claim
A plain-English guide to investment property deductions: interest, repairs, depreciation, borrowing costs, and the items investors often get wrong.
Specialist LoansUsing a Gifted Deposit From Family: The Rules Lenders Apply
Can your parents gift you a home deposit? How lenders treat gifted funds, gift letters, genuine savings rules, and how a gift differs from a loan or guarantee.
Borrowing & ApprovalLenders Mortgage Insurance (LMI) Explained: Cost and How to Avoid It
What LMI is, who it protects, what affects the cost, and the five main ways to avoid it, including government schemes, LMI waivers and family guarantees.
RefinancingRefinance Cashback Offers: Are They Worth It?
Lenders offer $2,000 to $4,000 cashback to refinancers. Here's how to tell if a cashback deal really beats a lower rate, and the conditions to check first.
Specialist LoansHome Loans for Temporary Visa Holders: The 2026 Foreign Buyer Ban
Temporary visa holders can't buy established homes until 30 June 2029. Here's what you can still buy, FIRB rules, lender policies and extra costs.
First Home BuyersBuying Your First Home With a Partner vs on Your Own
Buying alone or with a partner, friend or sibling? We compare borrowing power, scheme eligibility, ownership structures and what happens if things change.
Local GuidesBuying in the Shoalhaven and Nowra: A Home Buyer's Guide
Buying in Nowra, Ulladulla or the Shoalhaven? Local tips on schemes, defence buyers, flood checks, new estates and holiday homes from a South Coast broker.
Rates & MarketWhen Rates Rise, When Do Your Repayments Actually Change?
Your lender passes on an RBA rise within days, but your repayment may not change for weeks. Here's how notice periods work and how to get ahead of the increase.
First Home BuyersApartment or House for Your First Home? A Lending Perspective
Should your first home be an apartment or a house? Compare price, growth, strata costs, lender restrictions and borrowing power before you decide.
Borrowing & ApprovalWhat Credit Score Do You Need for a Home Loan in Australia?
There's no single minimum credit score for a home loan in Australia. What lenders actually look at, what counts as a good score, and how to improve yours.
Specialist LoansHECS-HELP Debt and Your Home Loan: How Much Does It Affect You?
Your HELP debt reduces borrowing power because repayments come out of your pay. Here's how lenders assess HECS, recent changes, and whether to pay it off first.
Rates & MarketHow the RBA Cash Rate Affects Your Home Loan Rate
What is the cash rate, why does the RBA change it, and how does it flow through to your mortgage? A plain-English guide for Australian borrowers.
Borrowing & ApprovalHome Loans for Casuals, Contractors and People on Probation
Can you get a home loan as a casual worker, contractor or new employee on probation? Here's how lenders assess non-standard employment, and what helps.
Specialist LoansHome Loans for Older Borrowers and Retirees
Can you get a home loan in your 50s, 60s or retirement? How lenders assess older borrowers, exit strategies, super and pension income, and your options.
Borrowing & ApprovalCredit Cards and Borrowing Power: Why Your Limit Matters
Lenders count your credit card limit, not your balance, when working out borrowing power. Here's how much a card can cost you and what to do before applying.
First Home BuyersFirst Home Super Saver Scheme: Using Super for Your Deposit
The First Home Super Saver scheme lets you save up to $50,000 for a deposit inside super, with tax savings. Here's how FHSS works and the timing traps to avoid.
Borrowing & ApprovalMortgage Broker or Bank: Which Should You Use?
Should you go straight to your bank or use a mortgage broker? We compare choice, cost, legal duties and service, so you can decide what suits you.
SMSF & Trust LendingBuying Property in a Trust: What Lenders Look For
Buying an investment property through a family trust? How lenders assess trust loans, the documents needed, guarantees, and the costs to consider.
InvestingFinancing a Holiday Home or Short-Stay Rental on the South Coast
Buying a holiday house or Airbnb on the NSW South Coast? How lenders assess holiday homes, short-stay rental income, NSW short-term rental rules and insurance.
Rates & MarketSplit Home Loans Explained: Part Fixed, Part Variable
A split loan lets you fix part of your mortgage and keep part variable. Here's how splits work, how to choose the ratio, and when a split makes sense.
RefinancingCan You Refinance With Less Than 20% Equity?
Your home's value has dropped or you bought with a small deposit. Can you still refinance? Here's how LMI, valuations and lender policy work above 80% LVR.
Rates & MarketHow to Build a Mortgage Buffer (and Why It Matters More in 2026)
A mortgage buffer protects you from rate rises, job changes and surprise bills. How much to aim for, where to keep it, and how to build one on a tight budget.
Loan FeaturesHow to Finance a Renovation: Comparing Your Options
Redraw, top-up, cash-out refinance, construction loan or personal loan? Here's how to choose the right way to fund your renovation, with pros and cons of each.
First Home BuyersThe 5% Deposit Scheme in 2026: Who Qualifies and How It Works
Buy your first home with a 5% deposit and no LMI. Here's who qualifies for the Australian Government 5% Deposit Scheme in 2026, the price caps and the catches.
Rates & MarketNegative Gearing and CGT Changes From 2027: What Investors Need to Know
From 1 July 2027 negative gearing is limited to new builds and the CGT discount is replaced. Who's affected, what's grandfathered and what to do now.
InvestingRental Yield vs Capital Growth: Which Should Investors Prioritise?
Should you buy for rental yield or capital growth? How to calculate gross and net yield, the trade-offs, and why the 2027 tax changes shift the balance.
Rates & MarketFixed or Variable in 2026? How to Choose When Rates Are Rising
Should you fix your home loan rate in 2026? Compare fixed, variable and split loans in a rising rate environment, with the pros, cons and questions to ask.
First Home BuyersFirst Home Owner Grant NSW: Who Gets the $10,000?
The NSW First Home Owner Grant pays $10,000 towards a new home. The price caps, eligibility rules, when it's paid and how to combine it with other schemes.
First Home BuyersBuilding Your First Home: How Construction Loans and Grants Work
Building your first home? How construction loans release funds in stages, how the First Home Owner Grant is paid, and what to sort before signing a builder.
Loan FeaturesComparison Rates Explained: Why the Headline Rate Isn't Everything
What a comparison rate includes, why it's based on a $150,000 loan, and when it can mislead you. A practical guide to comparing home loans properly.
First Home Buyers9 Home Loan Mistakes First Home Buyers Make (and How to Avoid Them)
From maxing out borrowing to new car loans before settlement, these are the home loan mistakes we see first home buyers make most often, and how to avoid them.
Local GuidesFirst Home Buyers in Wollongong and the Illawarra: 2026 Guide
Buying your first home in Wollongong, Shellharbour or Kiama? How the 5% Deposit Scheme caps, NSW stamp duty relief and local factors apply in the Illawarra.
Borrowing & ApprovalHow Long Does Home Loan Approval Take in Australia?
From pre-approval to settlement, here's how long each stage of a home loan typically takes in Australia, and the most common causes of delays.
Borrowing & ApprovalHow Living Expenses Affect Your Borrowing Power (and What HEM Is)
Lenders check your living expenses against the HEM benchmark and your bank statements. What they look for and how to present your spending accurately.
Loan FeaturesHow Much Do Extra Home Loan Repayments Really Save?
An extra $100, $200 or $500 a month can take years off your mortgage. See the real savings at 2026 rates, plus when extra repayments aren't the best move.
RefinancingHow to Negotiate a Lower Home Loan Rate With Your Bank
You can often get a lower home loan rate with one phone call. Here's exactly what to say, what to have ready, and what to do if your bank says no.
InvestingUsing Equity in Your Home to Buy an Investment Property
How to use the equity in your home to fund an investment property deposit, how much you can access, and how to structure the loans to keep things clean for tax.
Rates & MarketAustralian Property Market Update: Spring 2026
Values have fallen for six straight months. The latest Cotality data for Sydney, Melbourne, Brisbane, Perth and the regions, and what it means for you.
RefinancingRefinancing When Property Values Are Falling: What to Know
Home values have fallen in Sydney and Melbourne in 2026. Here's how a lower valuation affects refinancing, LMI and your rate, and how to work around it.
RefinancingDoes Refinancing Hurt Your Credit Score?
Refinancing adds an enquiry to your credit file, but the impact is usually small and short-lived. Here's how it works and how to avoid unnecessary damage.
InvestingInterest-Only or Principal and Interest for Investors?
Should your investment loan be interest-only or principal and interest? We compare cash flow, total cost, rates and tax, with 2026 examples.
Borrowing & ApprovalPre-Approval vs Unconditional Approval: What's the Difference?
Pre-approval, conditional and unconditional approval mean different things. What each stage involves and when it's safe to commit to a purchase.
Local GuidesMoving From Sydney to Regional NSW: Home Loan Tips for Sea Changers
Selling in Sydney and buying regionally? How to structure the move, use your equity, handle bridging, and what lenders look for in lifestyle properties.
Borrowing & ApprovalDocuments You Need for a Home Loan Application in Australia
A complete home loan document checklist for PAYG employees, self-employed borrowers and refinancers, so your application isn't held up by missing paperwork.
Loan FeaturesBuy First or Sell First? Your Finance Options When Upgrading
Upgrading your home? Compare selling first, buying first, bridging finance and long settlements, and how 2026's slower market changes the decision.
Borrowing & ApprovalThe 3% Serviceability Buffer Explained
Lenders test whether you could afford your loan at a rate 3% higher than you'll pay. How APRA's serviceability buffer works and how it affects you.
RefinancingYour Fixed Rate Is Ending: What to Do Before It Rolls Over
When your fixed rate home loan ends, you'll usually roll onto a higher revert rate. Here's what to do 90 days out, your options, and how to avoid payment shock.
First Home BuyersHow Much Deposit Do You Need to Buy a House in Australia?
Do you really need 20% to buy a house? We break down 2%, 5%, 10% and 20% deposits, what each costs you in LMI and repayments, and which suits your situation.
InvestingPositive vs Negative Gearing Explained for Australian Investors
What positive, neutral and negative gearing mean, how each affects your cash flow and tax, and how the 2027 changes affect investors buying now.
First Home BuyersFirst Home Buyers in Queensland: The $30,000 Grant and Duty Relief
Queensland first home buyers can get a $30,000 grant on new homes and pay no stamp duty on new builds. Here's the 2026 guide to QLD grants and concessions.
Rates & MarketRBA Lifts Rates to 4.60%: What the September 2026 Rise Means for You
The RBA raised the cash rate to 4.60% on 29 September 2026, its fourth rise this year. Here's what it means for your repayments and what to do now.
RefinancingRefinancing an Investment Loan: Rates, Interest Only and Tax
How to refinance an investment property loan in 2026: getting a sharper rate, interest-only options, cash out, and keeping your interest deductions intact.
RefinancingHow to Refinance Your Home Loan: A Step-by-Step Guide
How refinancing works in Australia from start to finish: comparing loans, documents, valuation, approval, discharge and settlement. Typical timelines included.
InvestingCross-Collateralisation: Why Investors Should Usually Avoid It
Cross-collateralisation ties several properties to your loans with one lender. How it works, the risks when you sell or refinance, and the better alternative.
Rates & MarketHow Inflation Affects Interest Rates and Your Home Loan
Why does inflation push mortgage rates up? A plain-English explanation of how CPI, the RBA and your home loan are connected, with what to watch in 2026.
Specialist LoansHome Loans for New Permanent Residents and Recent Migrants
Just got PR or recently moved to Australia? How lenders treat permanent residents, overseas income and credit history, plus the schemes you can use.
InvestingFinancing a Granny Flat or Dual Occupancy in NSW
How to finance a granny flat or dual occupancy in NSW: construction loans, equity, how lenders value secondary dwellings, and rental income for serviceability.
RefinancingRefinancing After an Income Change: Parental Leave, New Job, Part-Time
New job, parental leave, going part-time or self-employed? Here's how lenders assess changed income when you refinance, and what documents help.
Loan FeaturesLand Loans: How to Finance Vacant Land
Buying vacant land to build on later? How land loans differ from home loans, typical deposits, lender restrictions, and NSW stamp duty for first home buyers.
First Home BuyersRentvesting: Buy Where You Can Afford, Live Where You Want
Rentvesting means renting where you want to live and buying an investment property elsewhere. Here are the pros, cons, tax impacts and lending rules in 2026.
InvestingHow to Buy Your First Investment Property: A Step-by-Step Guide
A practical guide to buying your first investment property in 2026: deposit, loan structure, cash flow, tax changes and choosing where to buy.
RefinancingHow Much Does It Cost to Refinance a Home Loan in Australia?
Discharge fees, government fees, break costs and LMI: here's what refinancing actually costs in Australia, and how to work out if it's still worth it.
First Home BuyersFirst Home Buyer Checklist: Every Step From Saving to Settlement
A practical step-by-step first home buyer checklist for Australia, from saving and pre-approval to inspections, contracts, settlement and moving in.
RefinancingWhen Is the Right Time to Refinance Your Home Loan?
Six signs it's time to refinance your home loan, from your fixed rate ending to a rate gap of 0.30% or more. Plus when refinancing isn't worth it.
Loan FeaturesWeekly, Fortnightly or Monthly Repayments: Which Saves More?
Paying your home loan fortnightly can save tens of thousands, but only if you do it the right way. Here's how repayment frequency affects your interest.
Specialist LoansSelf-Employed Home Loans: What Lenders Want to See
Self-employed and want a home loan? Here's how lenders assess business income, the documents needed, add-backs, low doc options and how to prepare.
Rates & MarketWhy Regional Property Is Outperforming the Capitals in 2026
Regional home values rose 5.6% over the year to September 2026 while capitals fell. Why the regions are holding up and what lenders look for outside the cities.
Specialist LoansHome Loans for Nurses, Aged Care and Disability Support Workers
Nurses, aged care and NDIS support workers often have shift penalties, casual hours and overtime. Here's how lenders assess your income and how to borrow more.
Local GuidesBuying Your First Home in Western Sydney: What to Know in 2026
Western Sydney remains the heartland for Sydney first home buyers. Here's how schemes, stamp duty, new estates and the 2026 market affect buying in the west.
First Home BuyersCan You Combine First Home Buyer Schemes? What Stacks and What Doesn't
Which first home buyer schemes can you use together? See how the 5% Deposit Scheme, Help to Buy, FHSS, FHOG and stamp duty concessions combine in 2026.
First Home BuyersBuying Off the Plan as a First Home Buyer: Finance Risks to Know
Buying off the plan? Understand sunset clauses, valuation shortfalls, pre-approval expiry and how to protect your finance before you sign.
Borrowing & ApprovalHow Much Can I Borrow? How Lenders Calculate Borrowing Power
What lenders actually look at when working out your borrowing power: income, expenses, debts, credit limits and the 3% buffer, plus ways to increase it.
Loan FeaturesOffset Account vs Redraw: What's the Difference?
Offset accounts and redraw facilities both reduce interest, but they work differently. Compare access, tax impact for investors, and which suits you.
RefinancingRefinancing to Consolidate Debt: When It Helps and When It Hurts
Rolling car loans and credit cards into your mortgage can cut repayments by hundreds a month. How debt consolidation works, and the trap to avoid.
RefinancingMortgage Prisoners: What to Do If You Can't Refinance
Stuck on a high rate because you can't pass a new lender's assessment? Here's why mortgage prisoners exist in 2026 and the practical options still open to you.
Loan FeaturesHome Loan Portability: Taking Your Loan to Your Next Home
Loan portability lets you move your existing home loan to a new property. Here's how it works, when it saves you money, and when refinancing is better.
First Home BuyersFirst Home Buyers in Victoria: 2026 Grants and Stamp Duty Guide
Buying your first home in Victoria? The 2026 stamp duty exemption, $10,000 First Home Owner Grant, off-the-plan concessions and federal schemes you can use.
First Home BuyersShould First Home Buyers Wait for Prices to Fall in 2026?
Home values have fallen six months straight and rates are rising. Should first home buyers wait? What the 2026 data says and how to decide for yourself.
Borrowing & ApprovalYour Property Valuation Came in Low: What Now?
A low bank valuation can mean a bigger deposit, LMI or a declined loan. Here's why valuations come in low, and your options when it happens to you.
First Home BuyersHelp to Buy Explained: Buy a Home With a 2% Deposit
The federal Help to Buy scheme can contribute up to 40% of a home's price. Here's how shared equity works, the income and price caps, and who it suits.
RefinancingThe Loyalty Tax: Why Long-Term Borrowers Often Pay More
Many existing borrowers pay more than new customers at the same bank. Why the mortgage loyalty tax exists, how to check if you're paying it, and what to do.
Specialist LoansHow to Fix Your Credit Before Applying for a Home Loan
Practical steps to repair your credit file before a home loan application: fixing errors, dealing with defaults, limiting enquiries and building history.
Loan FeaturesHow an Offset Account Can Save You Thousands (With Real Numbers)
See how much an offset account could save you in interest and years off your loan, with worked examples at 2026 interest rates.
Loan FeaturesKnockdown Rebuild Finance: How It Works
Love your location but not your house? How knockdown rebuild finance works, from demolition and temporary accommodation to construction loans and valuations.
Loan FeaturesPackage Home Loans vs Basic Loans: Is the Annual Fee Worth It?
Package home loans bundle an offset, rate discounts and fee-free cards for an annual fee. Basic loans are cheaper but simpler. Here's how to choose.
Borrowing & ApprovalDebt-to-Income Ratio and APRA's DTI Limit Explained
Your debt-to-income ratio compares total debt with income. How to calculate it, what APRA's 6x DTI limit from February 2026 means, and who it affects.
First Home BuyersHow Long Does It Take to Save a House Deposit? (And How to Go Faster)
How long will it take you to save a home deposit, and what actually speeds it up? Practical saving strategies plus the schemes that shrink the target.
Local GuidesWorking With Finfident: What to Expect From Your Mortgage Broker
What happens when you work with Finfident, from the first call to settlement and beyond. Sydney-based mortgage brokers helping clients Australia-wide.
Borrowing & ApprovalBuy Now Pay Later and Your Home Loan Application
Do Afterpay, Zip and other BNPL accounts affect your home loan? Here's how lenders assess BNPL, what new credit laws changed, and what to do before applying.
Loan FeaturesJoint Home Loans After Separation: Your Options
What happens to a joint home loan when a relationship ends? Options for refinancing into one name, selling, and protecting your credit during separation.
First Home BuyersNSW First Home Buyer Stamp Duty Exemption: 2026 Guide
NSW first home buyers pay no stamp duty on homes up to $800,000 and less up to $1 million. Here's how the First Home Buyers Assistance Scheme works in 2026.
RefinancingCash-Out Refinance: Using Home Equity to Fund a Renovation
How to release equity from your home for a renovation, what lenders need to see, how much you can access, and smarter ways to structure the extra borrowing.
InvestingBuilding a Property Portfolio: How Lenders Limit Your Next Purchase
What stops investors buying their next property: serviceability, DTI limits, lender caps and structure. How to plan your lending as your portfolio grows.
InvestingWhy Investment Loan Rates Are Higher Than Owner-Occupier Rates
Investor home loan rates are usually higher than owner-occupier rates. Here's why, how big the gap is, and how to get the sharpest investment rate.
Commercial PropertyRegional Commercial Property Hits $6.2 Billion as Investors Look Beyond the Cities
Regional commercial property transactions reached $6.2 billion in 2025, marking the third-highest level on record as investors increasingly view…
Rates & MarketSydney and Melbourne Property Listings Tighten as Sellers Hold Back
Sellers in Sydney and Melbourne are pulling properties from the market rather than accepting lower prices, creating a supply squeeze that contrasts…
Business FinanceEquipment Finance vs Equipment Refinancing: What's the Difference?
Most business owners are familiar with the idea of financing a new equipment purchase. But fewer realise that equipment already sitting in their…
Business FinanceInvoice Finance: 5 Types of Businesses That Use It Most
Invoice finance is one of the most practical funding tools available to businesses that issue invoices and wait to get paid.
Car & Personal Loans0% Car Finance: What to Check Before You Sign
Spring is one of the busiest periods for car sales, and zero per cent finance offers are common this time of year.
Car & Personal LoansCar Loan Balloon Payments Explained: Pros, Cons and Who They Suit
When shopping for car finance, you may come across the option of adding a balloon payment to your loan.
Buying a HomeBuying Property With a Friend or Family Member: 5 Things to Know
With property prices remaining high across most of Australia co-purchasing has become an increasingly practical path into property ownership.
Commercial PropertyNational Industrial Vacancy Drops to 4.8% as Demand Absorbs New Stock
Australia's national industrial vacancy rate has fallen to 4.8 per cent, down from 5.0 per cent in the previous quarter.
Loan FeaturesInterest-Only Home Loans: 4 Things to Consider Before You Choose One
With the cash rate tipped to rise, property investors are paying more attention to interest-only loans as a way to manage cash flow while rates remain…
Borrowing & Approval5 Things That Reduce Your Borrowing Power (Besides Your Income)
Most people assume their borrowing capacity is determined primarily by how much they earn. Income is certainly a key factor, but lenders look at the…
Commercial PropertyLuxury Hotels Outperform Australia's Accommodation Market
Luxury hotels across Australia and New Zealand are significantly outperforming the wider accommodation sector, driven by strong demand, expanding rate…
Commercial PropertyIndustrial Strength and Tax Reform Drive Commercial Property Results
Commercial property yields saw varied performance across the last quarter, with industrial assets maintaining their position as the strongest performer…
Commercial PropertyShopping Centres Lead Australia's Commercial Property Investment Boom
Retail property has emerged as the standout performer in Australia's commercial property sector, with approximately $13 billion worth of transactions…
Rates & MarketDarwin Property Market 2026: Australia's Strongest Performer
Darwin has become Australia's standout property market, recording house price growth of around 16 per cent and unit price growth of around 13 per cent…
Buying a HomeBuying at Auction in Spring: 5 Things Every Buyer Should Know
Auctions become a far more common part of the property landscape in spring. As listings increase and competition picks up, vendors and agents tend to…
Buying a HomeSpring Property Buying Checklist: How to Get Ready Before Spring
Spring is consistently the busiest period of the year for Australian property, with more listings, open homes and competition than at any other time.…
Car & Personal LoansApplying for a Personal Loan for the First Time: 5 Things to Know
A personal loan can be a great way to fund a significant expense, whether that is a car, a home renovation, a medical procedure or consolidating…
Business FinanceEquipment Finance Strategy for the New Financial Year
With EOFY behind us and the new financial year underway, many businesses that rushed to beat the 30 June deadline are now taking stock. Others that…
Car & Personal LoansFinancing an Older Car: Why It's Harder and How to Get Approved
Financing an older vehicle is a common goal, but it comes with a set of challenges that do not apply in the same way to newer cars. Whether you are…
Business FinanceSale and Leaseback Explained: When It Makes Sense for a Business
Many businesses are sitting on capital they do not realise they have access to. Equipment, vehicles, machinery and other assets that have been paid off…
Commercial PropertyAustralian Industrial Vacancy Falls for the First Time in Two Years
National industrial property vacancy has fallen for the first time since March 2024, as developers significantly reduce new warehouse supply amid…
Business Finance4 Ways to Improve Business Cash Flow Before 30 June
How a business crosses the 30 June line matters more than many owners realise.
Commercial PropertyMelbourne CBD Office Market: Tenants Urged to Act as Supply Tightens
Melbourne CBD office tenants are being urged to secure space quickly as tightening supply and rising rents shift market conditions back in favour of…
First Home BuyersFirst Home Buyers: 5 Things to Do Before 30 June
For first home buyers who are actively saving, planning or on the verge of applying for finance to buy a home, the period between now and 30 June can…
Commercial PropertyDarwin Commercial Property: Investors Circle as Momentum Builds
Darwin's commercial property sector is strengthening, with rising rents, limited new supply and increasing investor demand as defence, energy and…
Car & Personal LoansBuying a Used Car on Finance at EOFY: 5 Things to Know
EOFY is one of the busiest times of year for car sales, and dealers are motivated to clear used stock before 30 June.
Commercial PropertyCommercial Property Returns: Why Asset Quality Matters Most
Commercial property investors are increasingly focused on asset quality over broad sector performance, as the gap between top and bottom performers…
Car & Personal LoansDebt Consolidation: 5 Things to Know Before You Consolidate
The start of a new financial year is a common moment to take stock of existing debts.
Business FinanceBusiness Tax Debt in 2026: Your Options for Managing ATO Debt
The post-pandemic leniency that many businesses had come to rely on with the ATO is firmly over. Total collectable tax debt across the small business…
Investing2026 Federal Budget and Property: Negative Gearing and CGT Changes Explained
The 2026 Federal Budget proposed the most significant changes to residential property tax settings in a generation.
Loan FeaturesMortgage Jargon Explained: Why Most Australians Are Confused by Home Loan Terms
More than half of Australian homeowners do not fully understand key home loan concepts, with many turning to social media and artificial intelligence…
Buying a HomeBetween Offer and Settlement: 4 Things That Can Go Wrong
Having an offer accepted on a property feels like the hard part is over. In reality, the period between signing a contract and settling can be one of…
Rates & MarketRBA Raises the Cash Rate to 4.35%: May 2026 Decision
For its May meeting, the Reserve Bank of Australia (RBA) has raised the official cash rate by 0.25 per cent to 4.35 per cent, marking the third…
Car & Personal LoansCaravan Ownership Costs: 5 Expenses to Budget for Before You Borrow
Caravanning has become one of Australia’s most popular ways to travel, and it’s easy to see why. The freedom to explore at your own pace, with your own…
Commercial PropertyInstitutional Investors Return to Australian Commercial Real Estate
Institutional capital is flowing back into Australian commercial property as market fundamentals strengthen, with experienced investors moving ahead of…
Business FinanceCash Flow Mistakes Growing Businesses Make and How to Avoid Them
Strong sales are always an encouraging sign for any business. But growth brings its own financial pressures, and cash flow is often where those…
Borrowing & Approval4 Common Reasons Home Loan Applications Get Declined
Having a home loan application declined can be a frustrating experience, especially after months of saving and searching for the right property.
Rates & MarketBrisbane Luxury Property Market 2026: Why It's a Global Hotspot
Brisbane is quickly establishing itself as one of the world's most dynamic luxury property markets, driven by Olympic infrastructure investment, severe…
Business FinanceBuying Equipment Before EOFY? 5 Questions to Ask First
With 30 June fast approaching, many business owners are turning their attention to equipment purchases, and for good reason. The instant asset…
Commercial PropertyNeighbourhood Shopping Centres Become Community Hubs
Neighbourhood and convenience centres are evolving beyond simple shopping destinations as daily convenience trips replace traditional weekly shopping…
InvestingAustralian Farmland Prices 2026: Modest Growth Forecast
Australian farmland prices are expected to continue their modest growth trajectory in 2026, with the median price per hectare forecast to increase by…
Car & Personal LoansBuy Now, Pay Later vs Personal Loan: 3 Key Differences
Buy now, pay later services have become a familiar part of how many Australians pay for things, from clothing and electronics to medical bills and car…
Loan FeaturesFixed vs Variable Home Loan Rates: What You Need to Understand
After three interest rate cuts in 2025, many borrowers were hoping the pressure had eased. But the Reserve Bank of Australia has since reversed course…
Rates & MarketRental Market 2026: Record-Low Vacancies Meet an Affordability Ceiling
Renters have reached their financial limit, with record-low vacancy rates failing to drive rent increases across the capital cities, according to new…
Rates & MarketRBA Lifts the Cash Rate to 4.10% in a Split Vote: March 2026 Decision
For its second meeting of the year, the Reserve Bank of Australia (RBA) has once again raised the official cash rate by 0.25 percentage points…
First Home BuyersWhat First Home Buyers Often Overlook When Buying in Australia
Buying your first home is an exciting milestone. For many Australians, it represents years of saving, planning, and finally stepping into the property market.
Commercial PropertyHow AI and Automation Will Reshape Australian Industrial Property
Australian industrial property continues to lead commercial real estate performance, but artificial intelligence is poised to fundamentally transform…
Rates & MarketGold Coast Rents Now Higher Than Sydney: Rental Market Update
Australia's rental market has shifted from acceleration to consolidation, with lifestyle destinations now commanding higher prices than traditional…
Business FinanceLate-Paying Customers: How Slow Payments Hurt Small Business Cash Flow
For many small and medium businesses, getting paid on time could be one of the biggest challenges. It’s not uncommon for invoices to carry payment…
Car & Personal LoansCaravan Loans Explained: Key Factors to Consider
Owning a caravan is a dream for many Australians. It offers the freedom to explore the country on your own schedule, whether that’s weekend trips down…
Rates & MarketRightsizers Fuel Australia's Prestige Apartment Boom
Australians are increasingly moving from traditional family homes into luxury apartments, driving a boom in the prestige apartment market.
Commercial PropertyCapital Growth Returns to Australian Commercial Property
Commercial property markets have returned to positive capital growth after two years of adjustment, with national all-property returns reaching 7.4 per…
Commercial PropertyOffice Fit-Out Costs: Why Brisbane and Perth Are the Most Competitive
Investors looking to fit out office spaces in Brisbane and Perth are benefiting from the competitive costs in Australia, though prices are expected to…
Business Finance5 Equipment Finance Mistakes Australian Businesses Make
For many businesses, new equipment is essential to growth. Whether it’s machinery, vehicles, or specialised technology, the right assets could improve…
Car & Personal LoansHow to Pay for Unexpected Car Repairs: 4 Options
Car ownership could make life very convenient, but it also comes with occasional surprises.
Buying a HomeOpen Home Checklist: 4 Things to Look for When Inspecting a Property
Attending open homes is often one of the most exciting parts of the property search.
Rates & MarketRBA Raises the Cash Rate to 3.85%: February 2026 Decision
At its first meeting of the year, the Reserve Bank of Australia (RBA) was unanimous in lifting the official cash rate by 0.25 percentage points, taking…
Business FinanceHow Equipment Finance Helps Tradies and Contractors Win Bigger Contracts
With infrastructure pipelines growing and demand for tradies, contractors, and logistics providers showing no signs of slowing down, 2026 could be the…
Business FinanceInvoice Finance vs Business Overdraft: Which Is Better for Cash Flow?
Managing cash flow is one of the biggest challenges for growing businesses, particularly when customer payment terms stretch to 30, 60 or even 90 days.
Commercial PropertyCommercial Property Market Surges With Queensland Leading the Way
Australia's commercial property market has experienced a significant rebound in 2025, with transaction volumes reaching $85.58 billion across 9,015…
Commercial PropertyRetail Property Becomes Australia's Most Sought-After Commercial Asset
Retail has become the top choice for commercial property investors in 2026, driven by increasing consumption, tight vacancy rates and limited land supply.
Car & Personal LoansBuying a Used Car? What to Check Before You Buy
Buying a second-hand vehicle typically comes with a lower price tag, but they can also have hidden risks.
Borrowing & ApprovalHidden Spending Habits That Can Get Your Home Loan Declined
Young Australians are losing their shot at home ownership due to underestimating their living expenses on mortgage applications, with some understating…
Commercial PropertyAustralian Commercial Property Market Shows Strong Signs of Recovery
Australia's commercial property market is showing clear signs of recovery after a period of recalibration, with foreign capital returning, pricing…
Rates & MarketAustralia's Home Ownership Growth Falls Behind Other Developed Nations
Australia is struggling to keep pace with other developed nations in home ownership growth.
Investing10 Australian Property Growth Hotspots to Watch in 2026
Ten property markets across four states have been identified as offering strong long-term capital growth potential.
Rates & MarketAustralian Home Prices Early 2026: Values Rise but Growth Slows
Australia’s housing market opened 2026 on a positive note, with the latest Cotality Home Value Index showing a 0.4% rise in national dwelling values in…
Car & Personal LoansMotorcycle Finance With a Low Deposit: Is It Possible?
For many first-time buyers, owning a motorbike is a ticket to freedom and a bit of weekend adventure.
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