Finfident: Simplifying Home Loans with Confidence

Calculator

Do I qualify for the 5% Deposit Scheme?

Check property price caps for your state and area, your minimum deposit, and the main eligibility rules.

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Never owned property in Australia?
Australian citizen or permanent resident?
5% Deposit SchemeLooks eligible
Price cap for this area
Minimum deposit (5%)
Your deposit

Caps set by Housing Australia from 1 Oct 2025. Confirm your postcode at firsthomebuyers.gov.au. NSW first home buyers may also pay no stamp duty up to $800,000.

Rate pre-filled with Finfident's current example variable rate. Change it to your own rate.

Important information

Calculator results are estimates for general guidance only. They're based on the information you enter and the calculator's assumptions, and don't take into account all of your personal circumstances, financial commitments or lender eligibility criteria.

These tools are for illustration only. They aren't financial advice, a quote, an offer of credit or a pre-approval, and shouldn't be relied on when making property or finance decisions. Calculation assumptions and system updates can affect accuracy.

Before you commit to a loan or make an offer on a property, talk to a Finfident broker for an assessment of your situation and a formal assessment from a lender. Interest rates shown are examples only. Lending criteria, fees and charges apply.

Finfident Finance Brokers isn't liable for any loss arising from reliance on these calculators. Always get professional advice for decisions that affect your financial wellbeing. Finfident Finance Brokers (ABN 94 679 280 801) is Credit Representative 569374 of Outsource Financial Pty Ltd, Australian Credit Licence 384324.

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