Finfident: Simplifying Home Loans with Confidence

Calculator

Loan-to-value ratio (LVR) calculator

Calculate your LVR to understand your deposit, how lenders see the risk, and whether lenders mortgage insurance (LMI) may apply.

$
$
Your loan-to-value ratio (LVR)80.0%
80%90%
Deposit or equity
Loan for 80% LVR
Extra needed to reach 80%

LVR = loan amount ÷ property value × 100. Lenders use their own valuation, which may differ from the price you pay.

Important information

Calculator results are estimates for general guidance only. They're based on the information you enter and the calculator's assumptions, and don't take into account all of your personal circumstances, financial commitments or lender eligibility criteria.

These tools are for illustration only. They aren't financial advice, a quote, an offer of credit or a pre-approval, and shouldn't be relied on when making property or finance decisions. Calculation assumptions and system updates can affect accuracy.

Before you commit to a loan or make an offer on a property, talk to a Finfident broker for an assessment of your situation and a formal assessment from a lender. Interest rates shown are examples only. Lending criteria, fees and charges apply.

Finfident Finance Brokers isn't liable for any loss arising from reliance on these calculators. Always get professional advice for decisions that affect your financial wellbeing. Finfident Finance Brokers (ABN 94 679 280 801) is Credit Representative 569374 of Outsource Financial Pty Ltd, Australian Credit Licence 384324.

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