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Business loans

Business finance

Business loans that fit how your business runs

Whether you’re buying commercial premises, smoothing cash flow, funding growth or refinancing business debt, we compare banks and specialist business lenders so you get terms that suit your business.

Is this you?

  • Buying or refinancing commercial property
  • Working capital, overdrafts and lines of credit
  • Invoice finance for businesses waiting on payment
  • Refinancing business debt or ATO debt
Key facts

What you should know

SecuredProperty-secured business loans usually have the sharpest rates
UnsecuredUnsecured options are faster but cost more
Cash flowInvoice finance and overdrafts help with long payment terms
DocumentsLenders typically want financials, BAS and bank statements
Repayments

Repayments

Work out repayments for any loan amount, rate and term.

Calculate now

General information current as at October 2026. Lender policies change; we confirm them for your situation.

How it works

Our process

Understand the need

We look at what the funds are for, your cash flow and timing.

Compare lenders

We compare banks, non-banks and specialist business lenders.

Prepare the application

We present your financials the way lenders like to see them.

Review regularly

We review your facilities as the business grows.

Questions

Frequently asked

Can I get a business loan without property security?

Yes. Unsecured business loans and lines of credit are available, usually at higher rates and smaller limits.

What if my financials are behind?

Low doc and alternative doc business lenders may use BAS or bank statements instead.

Can you help with ATO debt?

We can look at refinancing options. Speak with your accountant about your tax position as well.

Ready to see your options?

Two minutes online, then a real broker calls you. No credit check, no obligation.

Free Loan Compass